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Financial Planning

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So this time I want to discuss the distribution of financial post for myself. I thought about this since I graduated from college because in college I was only looking for money to pay for college and daily needs. But in my early career, I think this is the best time to start a real life where there is no time limit. I started to learn both from the books I read about how to save and invest, listen to seminars on YouTube, various kinds of content, YouTube that discussed this both domestically and abroad and listened to podcasts on this subject. Everything I learned from zero, I am not studying in the socio-economic department, my parents never taught and talked about financial issues, as a result, I also learned from zero on this matter. Why do we have to save besides conventional savings? If I think the first is to diversify financial products, so the money we have we put into financial product post items like deposits, mutual funds, stocks, etc. The second is t...
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Life after college

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This is a piece of my story after college life in September 2017. Just like fresh graduates, generally before graduation Me and my friends are busy looking for vacancies via offline or online. We also attended career fairs at other universities, I used all of my money from part-time tutors for the costs of participating in the career fair. The period after graduation and when not getting a job is very much temptation. Our idealism is tested whether we can arrange daily activities to continue to be productive or not. No more Limitation of us as students, no classes, no timetable for guidance, no definite activities every day. Since I used to manage my time greatly so I wasn't too surprised by this freedom. But I feel pressure in this zone, I have graduated but I haven't got a job. The feeling will want to struggle with the pride of parents and also the shame of a fellow soldier who has got a job first. There was a sense of despair here, whether registe...
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Lost.

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The last time I updated this blog is in the beginning of May. I lost one of my best friend in the middle of May this year. Achmad Zulfikar Fawzi, yup, he is commonly called Ujik. He entered work at the same company as me in early April this year. He replaced the position of Dimas who had moved previously to other company at the end of January. I offered him to stay in a room together with me in the dormitory. In that month it was really busy because the plant was having Turn Around Maintenance (TAM) which impact both of us arrived at dormitory at 7/8 pm every day for approximately 2-3 months. That thing made us physically exhausted caused by lack of sleep. We support each other so we don't get sick at that time. I still remember that morning May 16 th 2018, after early morning praying, I immediately took a shower to prepare for work. Not usually Ujik is still under the blanket after the morning prayer, I asked him "Jik, it’s already 6.45 you are not p...
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The Influence of Social Media

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In this chance I would like to share my opinion about how social media can influence our life. I clearly remember when I just start playing social media when I was in junior high school, Friendster. Do we remember how we interact with our personal computer and our willingness to pay rental computer hour by hour? Friendster rule social media around 2006 – 2008 if I am not mistaken. Customize page facility that makes us diligently change the profile such as background in our Friendster wall and also give long description of us until we request our friends to provide testimonials each other. Especially with the facility “who's viewed me” who used to really make us curious if there are somebody spy on us. We feel that by having more friends on Friendster and the more people who see our Friendster profile, we feel more and more proud of it unconsciously. Friendster booming until early 2008 before the presence of Facebook. The second stage of social media is Faceboo...
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5 Ways To Survive In College On Financial Matter

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Financial matter became very important when I am in College. I will explain about financial matter in my point of view when pursue a bachelor degree in surabaya, Indonesia. In my opinion college is the transition stage between being dependent and independent from our parents. I took seriously about this things until I decided not to be funded again by My parents related to tuition and daily needs at the beginning of my college life. Initially it was very difficult for me to have to buy anything including meals, gasoline, entertainment etc with the remaining savings when I am in high school. Until finally I can find ways to earn money to support my college until graduate such as be a private teacher, get a scholarship, join project,   competitions, doing a small business and so on. I would not only shared my personal experiences but also narrated some of the experiences of people around me on how to earn money when in college. Normally, life in Suraba...
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First Time Go Abroad!

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Indonesian squad from UI, ITS and Trisakti University This story is intended for you who are still in college. I have a dream to go abroad when I freshman in 2013. I realized that I don’t have any capability to join any overseas program, even I don’t know at all about whether there is a program that can make me go abroad. On the other hand my parents’ financial was being critical. At that time I thought I was just focusing on college, looking for scholarships and looking for additional income as private teacher that’s all. Nothing can stop me, time after time I feel that I have to spent my time productively. I was join volunteer, Petrolida (the biggest event by Society of Petroleum Engineers (SPE) ITS) , Chemical Engineering English Club and Chernival (the biggest event by Chemical Engineering Student Association ITS). Faris (left side) my companion from ITS in this conference. All of these things I did along with the academic matters and also part time ...
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